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Trip Cost - Trip Cancellation/Interruption
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Sickness, injury or death of Insured, Traveling Companion, Service Animal,
Family Member, or Business Partner
Inclement Weather conditions causing delay or cancellation of travel
A named hurricane causing cancellation of travel to the Insured's Destination
that is Inaccessible or Uninhabitable
The Insured's Primary Residence being made Uninhabitable by Natural
Disaster, vandalism, or burglary
The Insured's Destination being made Uninhabitable by a flood, tornado,
earthquake, fire, wildfire, volcanic eruption, or blizzard that is due to natural
causes, vandalism, or burglary
Being involved in or delayed due to an automobile accident, while en route to
the Insured's Destination
Strike, resulting in the complete cessation of travel services at the point of
departure or Destination
Termination of employment or layoff affecting the Insured or his/her Traveling
Companion; must occur more than 14 days after effective date of coverage;
must have been with the same employer for at least one year
Insured or Traveling Companion is called to active military service or military
leave is revoked
The Insured has an employer-initiated transfer within the same organization
of 250 or more miles after the Insured's effective date of coverage which
requires the Insured's Primary Residence to be relocated
The primary or secondary school where the Insured or Traveling Companion is
a student must extend its operating session beyond its regular schedule,
which cause the extension of the originally scheduled school year beyond the
originally scheduled end date and the Departure Date falls within that period
of time
A theft of passports or visas specifically required for the Insured's Trip
substantiated by a police report
The Insured or Traveling Companion has a Complication of Pregnancy, Normal
Pregnancy or Childbirth
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$600 - Trip Delay (6 hours or more, $200 per day)
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Common Carrier delay
Natural Disaster
Injury or Sickness of the Insured or Traveling Companion
Traffic Accident
This benefit is payable for only one delay per person per trip.
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$250 - Missed Connection
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Reimburses for additional transportation expenses and unused prepaid, nonrefundable
trip payments if you miss a trip departure because of cancellation
or delay of 3 or more hours of all regularly scheduled airline flights due to
Inclement Weather or Common Carrier caused delay
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$1,000 - Baggage Delay ($200 per day)
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Reimburses for the purchase of essential items if baggage is delayed or misdirected for more than 12 hours
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$1,000 - Baggage, Sporting Equipment & Personal Effects
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Reimburses for loss, theft, or damage to:
Baggage and personal effects
Unauthorized use of credit cards if guests have complied with credit card conditions
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$25,000 - Medical Expense
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Primary Coverage
Medical Expenses incurred during trip
Dental maximum of $1,000
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$500,000 - Emergency Evacuation & Repatriation of Remains
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Evacuation to the nearest adequate medical facility
Transportation of remains upon death
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$100,000 - Accidental Death & Dismemberment
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Covers death and loss of limb or eyesight within 180 days of an accident.
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$25,000 - Car Rental Collision Coverage
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Covers damage due to collision, vandalism, theft, windstorm, fire, hail or flood.
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Assistance Services*
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Travel Medical Assistance
Worldwide Travel Assistance
LiveTravelฎ Emergency Assistance
Concierge Services
Identity Theft (Not available to residents of New York State)
Pet Return Service
$100 Roadside Assistance (provided by Coach-net Services Inc.)
*Non-insurance services are provided by Travel Guard
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Questions?
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For specific questions regarding insurance, contact TRAVEL GUARD.
Our representatives are available 24 hours a day, 7 days a week.
TOLL-FREE: 1.877.249.5376
Refer to product number 008573 P1 8/09
This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., with its principal place of business in New York, NY. Coverage may not be available in all states.
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